Frequently Asked Questions about Fast Cash

Here are the answers to the most commonly asked questions about fast cash.

What is fast cash?

Fast cash loans are another form of payday loans or cash advances. They can get you small amounts of cash very quickly. These loans are usually very short term; most are due when your next payday arrives (varies by lender). Quick cash loans are perfect for when you have an urgent, short-term need for cash.

How do I get a fast cash loan?

Your first step in getting a fast cash loan is to find a reputable lender. We can help you do that once you sign up with us. Just fill out our short, online form, and we will match you with a lender at no charge. We will refer you to the lender's website for more information, and you can then apply for a payday loan at that time if you so choose. You are not obligated to take out a loan for using our service.

Do you issue fast cash loans?

No, we do not issue fast cash loans. We can refer you to a lender, but we are not a lender ourselves. We work with a large network of payday lenders to help match our visitors with the right lender for their needs.

Does it cost anything to apply for a payday loan?

This will vary by lender, but, in general, most lenders do not charge you to apply for a fast cash loan. Many lenders offer free, online applications that can be completed in just a few minutes. Usually, you will not owe anything for your loan until its due date (varies by lender).

I only need a small loan. Is there a lender that can offer me this?

If you find lenders that only offer fast cash loans of $500 and you only need a loan of $250, this is not very helpful to you because it forces you to over-borrow. On our site, we work with so many different lenders that you can easily find one that can accommodate your needs. Just make sure you select a lender that offers loans in the denomination you want. Some lenders offer cash fast loans of as little as $100.

What if I need a fairly large amount of cash fast?

Some of our lenders can also offer you larger loans. We have lenders in our network that issue fast cash loans of up to $1500 (varies by lender). Thus, if you need a larger amount of cash fast, you can still get it with a payday loan.

What kind of finance charge will I have to pay?

The finance charge for your fast cash loan will vary greatly from lender to lender. Usually, lenders charge a certain percentage of the amount you borrow. For example, you might pay a $15 finance charge for every $100 you borrow. If you keep your loan amount to a minimum and pay it on time, the finance charges for these loans are actually fairly reasonable.